Choose the Payment Option That Works for You
Most Popular: Flex-Lease Rent-to-Own
Our Flex-Lease Rent-to-Own Program is by far our most popular option — and for good reason:
- No credit check required – instant approval for everyone
- Flexible terms: 24, 36, 48, and 60 months
- Early buyout anytime — pay off your contract at any point with no penalties
This program is ideal if you want low monthly payments, total flexibility, and the ability to own your shed without being locked into a long-term contract.
Traditional Financing with Affirm
For customers looking for a conventional financing approach, we offer payment options through Affirm:
- Quick eligibility check (without affecting your credit score)
- Options depend on purchase amount; down payment may be required
- Fixed monthly payments with clear terms
- Repayment activity may be reported to credit bureaus
Affirm is a solid choice if you want a simple installment plan with predictable monthly payments.
Simple Cash Purchase
If you prefer to buy your building outright, we make it easy:
Purchase Orders
We accept purchase orders from large companies and government agencies
Ready to Get Started?
Best choice for most customers: Flex-Lease Rent-to-Own with 12 Months Same-As-Cash
Easy purchase: Buy in full online or in store
Traditional financing: Affirm available for those who prefer conventional loans
Your building, your budget — Cool Sheds makes it possible.
Important Details
Flex-Lease Program: This is a lease-purchase agreement. You do not own the merchandise until you make all required payments or exercise your early purchase option. Total of payments may exceed the retail price. See contract for complete terms and conditions.
Affirm Financing: Subject to credit approval. Down payment may be required. Affirm loans are made by Cross River Bank, Member FDIC. For complete terms, visit affirm.com/terms.
Questions? Call us at (843) 832-8555, contact us online or visit our Summerville showroom. Our team is here to help you find the perfect payment solution.
All payment options subject to approval and applicable terms and conditions. Pricing and availability subject to change.
